Calculating Mortgage Options
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Analyzing financial scenarios...
Calculate Your Mortgage
Make informed decisions about your Swiss mortgage options!
Property & Mortgage Info
Property Purchase Price (CHF)
Total property purchase price
Down Payment Amount (CHF)
Amount of down payment for property purchase (or starting capital in case of renting)
Mortgage Amount (CHF)
Total mortgage amount
Mortgage Duration (Years)
Enter the mortgage duration in years
Mortgage Interest Rate (%)
Annual interest rate as percentage
Property Maintenance Costs
Annual Insurance Cost (CHF)
Annual property insurance costs
Annual Maintenance Cost (CHF)
Expected annual maintenance costs
Rental Costs
Annual Rent (CHF)
Current annual rent costs
Annual Rent Increase Rate (%)
Expected annual rent increase
Financial Params
Expected Equity Return Rate (%)
Expected annual return on equity investments
Property Appreciation Rate (%)
Expected annual property value appreciation
Bank Interest Rate (%)
Interest rate on savings account
Income & Taxation Info
Annual Income (CHF)
Your annual income before taxes
Marginal Tax Rate (%)
Your marginal tax rate
Annual Imputed Rental Income (CHF)
Annual imputed rental income for tax purposes (Eigenmietwert)
Additional Annual Income from Property (CHF)
Additional annual income generated from the property (e.g. parking or room rentals)
Amortization Scenario
Annual Direct Amortization (CHF)
Annual direct mortgage amortization amount
Annual Indirect Amortization (CHF)
Annual indirect mortgage amortization (invested in pillar 3)
Calculate Mortgage Options